Poland is the fifth largest leasing market in Europe. "Growth may slow down somewhat this year."

• According to the Leaseurope Annual Statistical Report 2024, Poland was 5th in Europe in terms of market size last year.
• "2024 was another year in a row in which the leasing industry grew by double digits – by 10.4 percent. Consequently, the value of financed movable and real estate assets amounted to PLN 110.5 billion last year," said Monika Constant, president of the Polish Leasing Association.
• Monika Constant announced that growth may slow down slightly this year and that, according to estimates, the Polish leasing market will grow by 6 percent this year.
• - The smaller growth than we previously forecast is the result of considerable geopolitical uncertainty, but also delays in infrastructure investments - commented Monika Constant.

The Polish Leasing Association (ZPL) announced that, according to the latest Leaseurope Annual Statistical Report 2024, the European leasing sector increased the value of new contracts by 3.1 percent year-on-year, reaching EUR 454 billion.

Monika Constant, president of the Polish Trade Union: The report's results confirm that leasing is one of the main drivers of investment in Poland.

It was reported that Poland, representing the Central and Eastern European region, was among the countries with the highest growth dynamics , and in terms of market size, it was in 5th place, with a result of EUR 25.6 billion (value of new contracts).

Poland was overtaken by the United Kingdom (EUR 101.2 billion), Germany (EUR 81.5 billion), France (EUR 71.3 billion) and Italy (EUR 33.4 billion).

The Polish Trade Union stated in a press release that Poland can boast the highest rate of leasing use in financing business investments in Europe.

It was reported that in Poland, according to Leaseurope, 44% of company expenditure on equipment, machinery and vehicles is financed through leasing , while for comparison, in the UK this figure is 43%, in Germany 28%, and the European average is 28%.

"The report's findings confirm that leasing is one of the main drivers of investment in Poland. Entrepreneurs benefit from this tool not only for its accessibility, but also for its flexibility and adaptability to company needs," commented Monika Constant, president of the Polish Leasing Association, quoted in the press release.

Monika Constant, president of the Polish Association of Polish Trade Unions: Growth may slow down somewhat this year. We estimate the market will grow by 6%.

The Polish Leasing Association (ZPL) notes that, according to the report, the Central and Eastern European (CEE) region, which includes Poland, the Czech Republic, Hungary, and Slovakia, was the fastest-growing leasing region in Europe in 2024. It noted that Poland remains the most important market in this region.

"2024 was another year in a row in which the leasing industry grew by double digits – by 10.4 percent. This means that the value of financed movable and real estate assets amounted to PLN 110.5 billion last year," said Monika Constant , referring to the Polish market.

She assessed that growth may slow down somewhat this year and stated that, according to estimates, the Polish leasing market will grow by 6%, which would mean that it will reach a value of approximately PLN 116.6 billion in 2025.

- The smaller growth than we previously forecast is the result of considerable geopolitical uncertainty , but also delays in infrastructure investments - commented Monika Constant.

The announcement noted that vehicle leasing remains the main driving force of the leasing market in Europe , accounting for approximately 75% of all new contracts in 2024. It added that the Polish market has a similar structure, with the vast majority of financing related to transportation vehicles.